Home Insurance: Get Your Online Quote Now! Low-cost home insurance. Exclusive Pet Insurance. Auto Insurance available.
Protect Your Home with Home Insurance
Our homes are practically our lives, making it crucial to feel secure every time you or a loved one goes to sleep at night. With options like low-cost home insurance and coverage for your pets through pet insurance, you can rest easy knowing you're protected. Additionally, considering auto insurance can further enhance your overall security.
Protect Your Family with Home Insurance
Always ensure your family has a place to sleep, even during difficult times. We are here to provide low-cost home insurance, along with options for auto insurance and pet insurance, in your area!
Protect Your Future with Home Insurance
In today’s litigious society, it's essential to be aware of the exposures guests, neighbors, and workers can create, especially when considering the importance of auto insurance, low-cost home insurance, and pet insurance.
Frequently Asked Questions
Please reach us at Info@KennedyIG.com if you cannot find an answer to your question.
You may find that your current homeowner's insurance does not include coverage for some prevalent loss scenarios. See below for a list of the most common exclusions:
- Floods
- Earthquakes
- Neglect or wear and tear
- Sewer backups
- Animal Liability
Types of Policies:
- HO-1 – Basic coverage (rarely used).
- HO-2 – Broad coverage for specific perils.
- HO-3 – Standard policy covering most perils (except exclusions).
- HO-5 – Comprehensive policy with higher coverage limits.
- HO-6 – Condo insurance.
- HO-8 – Older home insurance.
You can lower your insurance premium by increasing your deductible, bundling your policies, and taking advantage of available discounts.
On your policy, you will see coverages A-F, many of which play an important part in covering you against all types of loss scenarios that may occur at your home.
These Coverages Include:
- Dwelling Coverage – Protects the structure of the home (walls, roof, foundation, etc.).
- Personal Property Coverage – Covers belongings inside the home, like furniture and electronics.
- Liability Protection – Covers legal costs if someone is injured on your property.
- Additional Living Expenses (ALE) – Covers temporary housing if your home becomes uninhabitable.
Kennedy Insurance Group, LLC
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